Zions Bank is one of oldest banks of the west. It is offering cool APYs varying from 5.19% to 5.40% APY for their Desert Money Market Account. The highlights are:

• 4 star rating by Bankrate.
• No monthly fees, FDIC Insured.
• Zion’s APY Chart is as follows:
  • $0 – $999: 0% APY
  • $1,000 – $49,999.99: 5.16%APY
  • $50,000+ : 5.40%APY

Zions Savings account comes with a check writing facility and online access 24X7.