WT Direct is offering a highly competitive 4.90% APY on their high yield savings account. The minimum balance required for this rate is $10,000 after 60 days, or else the rate will fall to a low 0.60% APY. This account is a great way to maintain some liquidity with your money while earning a high savings rate at the same time.

WTDirect has FDIC insurance on every account with Wilmington Trust FSB, which protects your money up to $100,000 per depositor. Bankrate.com has given WT Direct a review of 4/5, which is a safe and sound rating. For more information, call their customer service hotline at 1-800-WTDIRECT or visit their savings account website here.