1st Constitution Direct is the online savings bank of 1st Constitution bank. 1st Constitution Direct currently offers 3 products: Direct Savings, Direct Super Savings, and Direct Business Super Savings.

The Direct Savings account features 1.95% on balances $3000 or more, and 1.00% APY on balances under $2,999. $100 minimum deposit to open.

The Direct Super Savings account features 2.00% APY for the first 3 months, and 1.955% APY on balances 10,000 or more, and 1.60% on balances 9,999 or below. $100 minimum deposit to open.

The Direct Business Super Savings account earns 1.95% on balances over $10,000 and 1.60% on balances below 9,999.

All three accounts have variable interest rates that could change at any time. These accounts are available nationally. 1st Constitution Direct is FDIC insured up to $250,000 per depositor. Please leave a comment if you have a review of 1st Constitution Direct’s savings accounts.